WJM FINANCIAL, LLC  is an independent, fee-only financial planning and investment management firm.  We provide personalized advice that is tailored to the unique needs, objectives, and circumstances of our clients.

HOW WE DISTINGUISH OURSELVES

We are fee-only. We do not sell securities or insurance products, nor do we receive commissions or financial incentives for our recommendations. Our success is not contingent on selling a product. Instead, our only incentive is providing advice and service that helps you meet your financial objectives.

We are independent. WJM Financial is an independent financial planning and personal wealth management firm. We are not affiliated with any financial institution, insurance company, or other party. We work for you, and we take our fiduciary responsibility very seriously.

We are flexible. We understand that each individual’s financial planning needs are unique and personal. We take the time to understand you, and we tailor our plans to your specific goals and objectives. We don’t believe that one size fits all in financial planning.

We are service oriented. Excellent advice must be accompanied by excellent service. We are dedicated to providing responsive service and effective solutions to your financial questions.

We are fiduciaries.  We accept and embrace our fiduciary responsibility to our clients.  Unlike many large brokerage firms where the financial consultants are agents of their employer, we work only for you.  Our responsibility and loyalty are geared entirely towards your best interest.

 

OUR SERVICES

Comprehensive Financial Planning. Comprehensive financial planning is for individuals who seeking to gain control over their entire financial life. We work with you to define objectives, analyze your current situation, and create a detailed plan that integrates all aspects of your personal finances.

Personal Wealth Management. Personal wealth management is for individuals seeking their own Chief Financial Officer. In addition to a comprehensive financial plan and an investment portfolio designed to meet your unique objectives, we provide ongoing financial planning services, portfolio management, investment performance and tax reporting, account aggregation, and access to personal financial advice and solutions.

 

OUR PLANNING AREAS

  • Portfolio Management
  • Retirement Planning
  • Tax Planning
  • Risk Management
  • Education Financing
  • Stock Option Planning
  • Cash & Debt Management
  • Estate Planning
  • Advisor Coordination

 

 

                                    

©2010 WJM Financial, LLC . All rights reserved.